Trucks are everywhere — without the service of a truck driver it would be more challenging to get retail goods including medication, food, and clothing. While there is no specific breakdown for truck accidents versus bus accidents, LSU.edu1 offers the following data:

  • During 2019 there were 2,724 accidents involving a bus or truck resulting in injury
  • During 2019 there were 103 accidents resulting in a fatality due to a bus or truck crash

These numbers are significant and as a result, the office of Alvendia Kelly & Demarest often gets questions about what happens when more than one party is responsible. For example, a trucker may be the operator of a truck and failed to maintain control of the truck causing an accident, but if their employer failed to properly maintain the truck, they may also be partially responsible. This complicates filing claims and reaching a settlement for your injuries.

Investigations Following a Truck Accident

Filing an insurance claim will automatically result in insurance company adjusters starting an investigation. The reason is because insurance companies want to minimize their losses. Ultimately, depending on various factors, you may be able to hold multiple parties responsible for your injuries including:

  • Truck driver — if the operator of the vehicle acted negligently because of speeding, drowsy driving, distracted driving or operating under the influence, you may have a claim against the driver’s policy.
  • Driver’s employer — over the last few years, we have seen multiple reports pertaining to the shortage of truck drivers. This shortage often leads employers to cut corners such as failing to properly screen new drivers, failing to do complete training of drivers, and keeping drivers on the road for longer periods of time.
  • Maintenance company — fleets of trucks owned by one company are often maintained by a third party. If the accident was partially caused by poor maintenance of the vehicle, the service provider may be partially liable for your injuries.

Additionally, you may have a claim against a manufacturing company if a part failed on the truck, or there was negligence by the party responsible for loading the truck. As you can see, there may be more than one party responsible which increases the likelihood of having to negotiate with multiple insurance companies. Truck accident injuries can be life-altering and this is why many victims need to file claims nearly immediately after the accident.

Insurance Company Adjusters and Claims

At AKD Law, we always tell victims of accidents to use caution when dealing with insurance company adjusters. While you may think they are treating you fairly, adjusters are specifically trained to obtain information which helps them refute the claims they are facing. Chances are, if you are dealing with multiple insurance companies, you are going to be contacted by different people asking the same questions in different ways to attempt to solicit different answers. The common things an adjuster will attempt to glean from conversations with you include:

  • You were partially at fault — when an insurance company gets a claim, they are first interested in minimizing how much they must pay out. By getting you to admit you were partially at fault, they may have to pay a lower settlement.
  • Injury minimizing tactics — insurance adjusters may also attempt to minimize the extent of your injuries by asking seemingly innocent questions like asking how you feel. They will likely request you sign a medical release for copies of your records — one thing they may do is review your past medical history to see if you had preexisting conditions which the accident may have exacerbated.
  • Convincing you no better settlement will follow— the adjuster may also send you a written offer for a settlement and advise you this is the maximum settlement which will be offered. As part of the settlement, you will be asked to file a waiver that you will not pursue additional remedies. Do not sign anything sent to you from an insurance company prior to having a truck accident attorney review it first as you could be jeopardizing your rights to a fair settlement.

Working with an Attorney May Help

While you may think you can fight an insurance company on your own, remember you are up against not just the insurance company, but the team of high-priced lawyers they employ to minimize settlements. Multiply that by two or three times and you may not stand a chance of a reasonable settlement for your injuries without a strong advocate on your side.

Anytime you suffer an injury in a roadway accident, you probably have several questions and you are uncertain where to get reliable answers. Because truck accidents are more complicated than most car accidents, you likely are uncertain what steps to take following a truck accident. AKD Law is here to answer your questions and to serve as your advocate during this difficult time.

Compensation Potential After Truck Accidents

Victims of truck accidents are generally eligible to file a lawsuit to recover the costs of their medical bills. Medical bills include costs of emergency care, pain medication while you recover from your injuries, and your follow-up care including the costs of getting back and forth to appointments.

Additionally, you may also be eligible to recover compensation for time you lose from work as well as costs associated with rehabilitation therapy if it should be necessary to rejoin the workforce. For those victims of a truck accident who are unable to return to work, it may be possible to recover future wages as well.

Victims of truck accidents should also consider other factors that may affect their case. If involved in an accident with a drunk driver, it’s crucial to know if insurance will cover the costs, which is explained in our article on insurance and drunk driving accidents. Those dealing with underinsured drivers in Louisiana can learn about their coverage options here. We also have information on the time limits for filing an injury claim in New Orleans here. Additionally, we provide resources on holiday events in New Orleans and bicycle accident statistics in the area.

Because there are so many variables involved in specific accident cases, it is impossible to tell you just how much compensation it may be possible to recover after you are involved in a truck accident. Contact AKD Law at (504) 200-0000 for a free case evaluation so you can make an informed decision about how to move forward.


1 http ://datareports.lsu. edu/Reports.aspx?yr=2019&rpt=A13b&p=ci

In 2003, after being dissatisfied with the quality of legal care for victims of car accidents, Roderick ‘Rico’ Alvendia sought to establish a new firm focused on providing high-quality legal services to aid injured victims and their families. J. Bart Kelly, sharing Rico’s passion for upholding justice, joined the firm later that year, and established a partnership.

  • They helped me with every need possible. The back issues I had could have been much worse if they didn’t step in and help me. Bart, Megan, and all the people that work for this legal team are amazing. I would recommend them to anyone. Thank you all for helping me each step of the way. I can’t thank these people enough.

    - T. Gibson-Warren

  • I want to thank the whole team for all your help and persistence with my settlement. I truly appreciate.

    - A. Alfortish

  • Great experiences every time I need you guys. I always recommend your firm.

    - W. Young

  • Bart and his team were wonderful to work with. It was clear that their vision and determination to fight for our case, is why we were able to reach a settlement, where my previous attorney was not.

    - C. Perez

  • Bart Kelly and his legal team reevaluated my case after another attorney backed away from a legal challenge, I just want to say Thank You to mr kelly and his team for the hard work and dedication to my case to make it successful . Thank You

    - N. Gex

  • Attorney Kelly is an impeccable attorney. He has represented me extremely well. I was very, very, very pleased with the outcome of my settlement. He’s highly recommended … to give assistance to anyone. I thank him for his services and I’m super elated over the way he handled the case. He is a phenomenal lawyer.

    - S. Spears

  • I’ve learned the importance of having good coverage insurance, thanks to Mr. Kelly explaining everything to me. We do not hope or wait for accidents, but rest assured that I will call Mr. Kelly again if I need his services. Thank you.

    - Ann Zimmer

  • Being represented by Mr. Kelly and his legal team was a very awesome experience. They were very patient and they worked really hard in resolving my case. I would most definitely refer them to all my friends and associates. Thank you very much.

    - Nathaniel Bonney

  • I am very grateful for Mr. Bart’s assistance. He was very professional and fair. I never felt like a client with him. I always felt like a close friend. Also, I would like to thank everyone in the office for being friendly, kind, and for helping me.

    - Glac Mantuso

  • Just want to say thanks a lot because I received way more than I expected. You guys did a wonderful job of getting the max for myself and my family. Everyone I met or spoke to on the phone was really professional and nice. Once again, thanks a lot.

    - Jessica Quinn

  • J. Bart Kelly is the best attorney I have ever met. He is intelligent, caring, understanding, and knows how to protect his clients. I love his strong take-charge attitude to fight for what is right.

    - Teri Haas

  • My lawyer took the time to explain everything in a clear and concise manner. I’ve been treated fairly and with the utmost respect. I am very appreciative of all of the staff at AKD for their services.

    - James Barber

  • I am grateful for the way that my case was handled. Thanks.

    - Darryl Hill

  • Thanks to Bart and Meg. Fantastic group of people and team. Love you guys.

    - Claudine Hope

  • I was involved in a terrible accident and had a lot of serious injuries. I was so happy that Bart (and his team, including his nurse paralegal) was my attorney. The results were much more than expected as far as the settlement. Thanks.

    - Karen Bourgeois

  • I received exceptional service from the law office of Bart Kelly. He is a great attorney who cares about what you are going through, and I am very pleased with the outcome.

    - Melissa Sanchez

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