Injured in a Car Accident? Don’t Trust Your Insurance Company To Tell You How Much Your Case is Worth
Car Accident |December 05th, 2019
You pay your insurance premiums on time and when it’s time for you to collect after being involved in a serious car accident, your insurance company offers you a low ball settlement amount and you’re out of luck. This is because insurance companies are in business not to heal your wounds or pay your mortgage and utilities bill if your injuries prevent you from going back to work. They’re in business for the same reason anyone goes into business – to make a profit!
If your insurance company paid all their consumers who suffer serious injuries after an auto accident the maximum amount of compensation, they would be out of business very quickly.
Insurance companies rely on an adjuster to tell them how much to pay you. Insurance adjusters work for the insurance company. They don’t work for you. Their job is to avoid a lawsuit. Their job is to make sure the insurance company pays you as little as possible to make your case go away.
Insurance companies also keep on their payrolls their own doctors to perform medical examinations in order to properly assess how serious your injuries are. An IME (independent medical exam) is supposed to be conducted by independent, neutral physicians, however, that is seldom the case. Most often after a doctor representing an insurance company has performed an independent medical exam on a claimant, based on that doctor’s exam report, the claimant receives notification through the mail that their claim has been denied or that their current medical treatment schedule is unjustified and should be discontinued. This is another measure that insurance companies use to protect their assets by significantly reducing your compensation. In this way a claimant’s legal right to expect adequate compensation for their sustained injuries is removed, leaving the claimant without representation.
But you’re in great pain and suffering emotional distress from a car accident that you didn’t cause. Your medical costs are piling up. You may be out of work due to your injuries and that loss of income is stressing you out more which is only impeding on your recovery.
If you have been injured in an accident and you have been notified of when and where you need to go to have an independent medical exam, it’s critical in this phase that you secure a skilled and experienced accident attorney to protect your legal rights and fight to ensure you receive full maximum compensation. This is especially important if your injuries are being suspected of becoming a permanent disability.
If your insurance company has already come to you with a dollar value and wants you to accept it, you have the right to consult with a Personal Injury Attorney to re-evaluate your case and assess if the entire extent of the damages you’ve suffered as a result of your car accident, including your pain and suffering and mental distress, were even considered in your insurance company’s settlement.
Insurance companies work to protect their bottom line – not yours. Our Personal Injury Attorneys works to protect you and only you.
No one who has suffered injuries from an auto accident caused by someone else’s recklessness or negligence should have to bear the cost burdens thrust upon them by someone else’s unsafe driving conduct. Your insurance company is not your advocate. To secure the financial compensation you need to pay for medical bills, the loss of earnings, your vehicle, and other losses, you need to seek out a qualified personal injury attorney to step in and act as your legal champion.
To examine the true dollar value of your case, a personal injury lawyer will ask you to answer a few questions relating to the car accident, what physical injuries were incurred from that event, what your medical expenses are up to that date and if long-term nursing care or rehabilitation therapy will be necessary, and most important, the economic loss to you and your family in terms of lost job wages and the projected length of time before you’ll be able to return to your regular full-time employment.
That five minutes you spend in a free consultation with an injury lawyer could make a HUGE difference in terms of how much more money you’re entitled to in compensation.
Lawyer cannot take away your pain and suffering. But as New Orleans Accident Law Firm with years of experience and the expertise to investigate your case and navigate you through all the complexities of injury liability law, our job is to fight for your interests and no one else’s.
To ensure you receive the maximum amount of compensation, we stand ready to take into account every aspect of how your injuries have emotionally and physically impacted on your life, your peace of mind, and your ability to earn a living. And we will not stop working for you until you are completely satisfied
Please keep in mind, in Louisiana, the statute of limitations for filing a personal injury claim is one year from the date of injury. This is a very short time frame if you take into consideration how long you may have already awaited on your insurance company to come up with an unbiased and equitable compensation dollar amount.
Start your case today with a free and confidential consultation.
To maximize your compensation call AKD Law now!
Alvendia, Kelly & Demarest Law firm (504) 200-0000